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Subscription Cancellation Letter (Free Template)
Many states (including California, New York and Colorado) have auto-renewal laws that require clear terms and an easy way to cancel, often online.
1. What do you need?
2. The details
3. Your rights
- ✔Many states (including California, New York and Colorado) have auto-renewal laws that require clear terms and an easy way to cancel, often online.
- ✔The FTC's federal 'click-to-cancel' rule was struck down in 2025, but the FTC can still act against deceptive cancellation practices.
- ✔Charges after you cancelled can be disputed with your card issuer.
✉️ 4. Your letter
Send by email or the company's online form, plus certified mail for disputes. Keep copies.
🧭 What to do next
- Cancel online or by email and send the letter. Save screenshots and the confirmation number.
- Watch your next statement. If you're charged again, use 'Dispute a credit card charge'.
Official help:
General information and templates, not legal advice. Rules can vary by state and card agreement. 🔒 Everything stays on your device.
✂️ Your rights at a glance
- • Many states (including California, New York and Colorado) have auto-renewal laws that require clear terms and an easy way to cancel, often online.
- • The FTC's federal 'click-to-cancel' rule was struck down in 2025, but the FTC can still act against deceptive cancellation practices.
- • Charges after you cancelled can be disputed with your card issuer.
Questions people ask
How long do I have to dispute a credit card charge?+
Under the Fair Credit Billing Act, send a written dispute within 60 days of the statement that first showed the error. Many card issuers accept disputes later through their own policies, so it's worth asking even if you're late.
Is debit card fraud protection the same as credit card?+
No. With debit cards your protection depends on how fast you report: within 2 business days your loss is capped at $50, within 60 days of the statement at $500. Report immediately.
Does the airline have to give me cash instead of a voucher?+
If your flight was cancelled or significantly changed and you didn't accept the alternative, DOT rules say you're entitled to a refund to your original payment method.