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Paycheck Calculator (Take-Home Pay)
Free 2026 paycheck calculator for all 50 states + DC: enter your salary or hourly pay and see your take-home pay per paycheck after federal income tax, Social Security, Medicare, state tax, 401(k) and health insurance. English & Spanish.
Questions people ask
How much is taken out of my paycheck?+
Federal income tax (based on your W-4 and the 2026 brackets), Social Security 6.2% (up to $184,500 of wages in 2026), Medicare 1.45% (plus 0.9% over $200,000), state income tax in 41 states and DC, and anything you choose, such as 401(k) and health insurance.
Which states have no income tax on wages?+
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming.
Does a 401(k) contribution lower my taxes?+
Yes for federal income tax and most state taxes, so your take-home pay drops by less than you contribute. It doesn't lower Social Security or Medicare, and Pennsylvania and New Jersey still tax it.