No Tax on Tips Calculator (2026): How Much Will You Save?
Estimate your refund with the new tips deduction: up to $25,000 of qualified tips, phasing out above $150,000 ($300,000 joint).
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Tax Refunds: Credits, Timing and Common Cases in One Place
The most-searched tax refund questions, each with its own answer.
✅ Rules last checked:
📚 Official sources: IRS tax brackets
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
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Put your income and situation into the calculator above to estimate your refund.
No Tax on Overtime Calculator: Your 2026 Overtime Deduction
See how the overtime premium deduction (up to $12,500, or $25,000 joint) changes your 2026 refund. Only the extra 'half' of time-and-a-half counts.
$6,000 Senior Deduction Calculator (Age 65+)
Estimate the new $6,000 deduction for each taxpayer 65 or older, reduced by 6% of income above $75,000 ($150,000 joint), on top of the regular extra standard deduction.
Car Loan Interest Deduction Calculator (New Cars, 2025–2028)
Deduct up to $10,000 of interest on a loan for a new US-assembled car bought for personal use (loans from 2025). Phases out above $100,000 ($200,000 joint).
Child Tax Credit Calculator 2026: $2,200 per Child
Calculate your $2,200-per-child tax credit and the refundable part (up to $1,700 per child), with the income phase-out.
2025 Tax Brackets & Standard Deduction (Filed in 2026)
All 2025 federal income tax brackets for single, married and head of household filers, the standard deduction ($15,750 single, $31,500 joint) and a free refund estimator.
2026 Tax Brackets & Standard Deduction (Filed in 2027)
All 2026 federal income tax brackets for single, married and head of household filers, the standard deduction ($16,100 single, $32,200 joint) and a free refund estimator.
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Questions people ask
What new deductions can I claim for 2026?+
For 2025–2028 there are four new deductions on Schedule 1-A: qualified tips (up to $25,000), overtime premium (up to $12,500, or $25,000 joint), $6,000 per person aged 65+, and up to $10,000 of interest on a loan for a new US-assembled car. You can take them even if you use the standard deduction; each phases out at higher incomes.
Is overtime completely tax-free now?+
No. Only the premium part (the extra 'half' of time-and-a-half) is deductible, up to the cap, and it still counts for Social Security and Medicare taxes.
How much is the child tax credit for 2026?+
$2,200 per qualifying child under 17, of which up to $1,700 can be refunded even if you owe no tax. It starts phasing out above $200,000 of income ($400,000 joint).
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